High Deductible Health Plan Deductible 2024. That’s for a policy with $5,000 of. An hdhp is a type of health insurance plan that typically comes with higher deductibles than traditional insurance.

Deductible of at least $1,600, maximum out of pocket costs of $8,050. The irs defines an hdhp as one with a deductible of at least $1,600 for individuals and $3,200 for families in 2024, or $1,650 and $3,300, respectively, in 2025.